You should spend about 40 minutes on this task.
Write about the following topic:
Students leave high school without learning the way how to manage their money.
What are the reasons and solutions of this issue?
Give reasons for your answer and include any relevant examples from your own knowledge and experiences.
You should write at least 250 words.
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IELTS Task 2 Band 9 Sample Essay
Most secondary school graduates lack any useful self-financing expertise. I firmly believe that this is primarily due to their financial dependence on their parents and lack of tax payment experience. However, including financial management basics in core classes can help high school graduates who have just graduated.
The majority of high school pupils lack practical expertise with self-financing. Since most students do not have to pay their tuition or living expenses on their own, it is possible that they are unaware of their financial situation. To be more precise, they squander the pocket money their parents provide them, heedless of the potential repercussions. Only 5% of all students nationally, according to a poll by the education minister of the Japanese government, are having trouble paying their tuition or have debts from attending high schools. Thus, due to their financial comfort, they are oblivious to problems with money management.
Since school-goers do not have any obligations to pay income taxes or fund for a social welfare system, they have limited opportunities to think about their future financial responsibilities. The solution to this problem is pretty straightforward. School or educational institutions can give students some guidelines regarding their tax responsibilities or rational budgetary methods before the students enter the job market or strain their higher educational cost. Besides, the government can join those activities by handing out a leaflet regarding their future tax obligations directly to the students.
All in all, even if students have little opportunities to finance themselves and pay taxes, educational institutions and governments may play important roles by providing them with financial education and factual information to help them become more financially conscious.
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IELTS Task 2 Band 8 Sample Essay
Currently, students are leaving school without even the most fundamental understanding of money management. This is as a result of parents' generous financial contributions to their kids' school life and the absence of any school courses on money management. However, this problem can be resolved by encouraging kids to work during the summer and introducing lessons on financial management in the classroom.
To begin with, parents are providing their children allowance without establishing any boundaries which is one of the major factors that contribute to a student's failure to handle money properly. Children typically lack the ability to handle money since they are used to spending all of the money they are given and constantly ask their parents for more. Most of the parents cannot ignore their children’s demand due to the familial bonding and emotional attachment. Additionally, schools prioritize fundamental artistic or scientific classes above the children's inescapable exposure to money management in the real world.
However, to seize down this growing problem, parents must encourage their pupils to get summer jobs. This will help them learn the value of money, thereby managing it in an effective way. Psychologists frequently stress the value of youngsters working to earn money because it helps them become more responsible and better resource managers in the long run. On top of that, schools are advised to introduce money management classes. By emphasizing the importance of managing money, students are guided to make a good use out of their allowance.
To summarize, the main reasons why students graduate from high school without understanding how to handle money are parents' unrestricted offerings to their kids and the lack of financial education in the classroom. Therefore, to solve this problem, schools must revise their curricula to include courses on money management, and they must also encourage students to work during the summer to get some hands-on learning on their financial literacy.
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