top of page

People May No Longer Be Able To Pay For Things In Shops Using Cash - IELTS Band 9 Essay


People May No Longer Be Able To Pay For Things In Shops Using Cash - IELTS Band 9 Essay


Get your personalised IELTS Essay Feedback from a former examiner


Download IELTS eBooks, get everything you need to achieve a high band score



Model Essay 1

As we edge closer to a digital-first economy, the prospect of a cashless society becomes increasingly plausible. This essay will argue that while the transition to digital payments is inevitable, it is not without resistance. Concerns over privacy and the digital divide will form the crux of the reluctance faced by many in relinquishing cash.


The march towards cashlessness is primarily fuelled by the convenience and efficiency of digital transactions. In many urban centres globally, cash has become nearly obsolete, with cards and mobile payments dominating consumer transactions. This trend is supported by the integration of financial technologies that offer robust security measures, reducing the risks of theft and loss associated with physical cash. Moreover, governments favour digital transactions for their traceability, which aids in combating fraud and tax evasion. For instance, Sweden's remarkable stride towards becoming the world's first cashless society showcases the potential benefits in terms of reduced crime and enhanced economic transparency.


However, the shift to a cashless economy is not without detractors. A significant portion of the population remains deeply attached to cash for reasons ranging from privacy concerns to the digital divide. Privacy advocates argue that digital transactions, while convenient, pose substantial risks to personal privacy, as they allow companies and governments to track spending habits and personal data. Furthermore, the digital divide leaves those in rural areas or older demographics at a disadvantage, as they may have limited access to digital banking services or lack the technological literacy required for such a transition. These concerns highlight the social implications of moving away from cash, suggesting that while a cashless society may be on the horizon, it will not be universally welcomed.


In conclusion, the shift towards a cashless society is inevitable, driven by the allure of digital convenience and governmental oversight. However, this progression is tempered by legitimate concerns about privacy and accessibility.


Download IELTS eBooks, get everything you need to achieve a high band score



Model Essay 2

The digital age has ushered in a transformation of financial transactions, nudging society ever closer to a world where cash is obsolete. This essay posits that the complete displacement of cash by digital payments is highly probable, yet it will not be universally celebrated due to concerns over privacy and the exclusion of certain demographics. The analysis will examine the inevitability of this transition and the underlying causes of dissatisfaction associated with it.


Firstly, the evolution of payment methods has consistently leaned towards increased convenience and security. Digital platforms facilitate instantaneous transactions without the physical encumbrances of cash. Countries like China and India are spearheading the adoption of mobile payments, which offer added layers of security and efficiency, significantly reducing the risk of theft and loss. This shift is not merely a matter of convenience but also of economic strategy, as electronic transactions provide detailed data streams that can enhance financial governance and economic planning.


However, the move towards a cashless society is not without its critics. For many, the loss of cash represents a significant breach of privacy, as digital transactions can be easily tracked and monitored by both corporations and governments. This surveillance is viewed as an infringement on personal freedom and autonomy. Additionally, there are substantial segments of the population—particularly among the elderly, rural dwellers, and the economically disadvantaged—who may find themselves marginalized in a cashless society due to inadequate access to technology or the necessary financial infrastructure. These concerns underscore the social and ethical implications of moving away from cash, highlighting significant challenges that need to be addressed.


In conclusion, while the future is poised to embrace digital payments, this shift brings with it significant challenges that must be navigated carefully. Issues of privacy and inclusivity remain paramount concerns that need thoughtful consideration to ensure that the transition to a cashless society is both equitable and universally acceptable.


Get your personalised IELTS Essay Feedback from a former examiner


Download IELTS eBooks, get everything you need to achieve a high band score

Comments


bottom of page